cheap christian louboutin pumps-Spare cash to finance the holiday who is not busy

Do not take risks of different investment risk

coming National Day holiday, the stock market closed funds, futures stop trading, financial products have also been issued in advance. How to take care of the hands of the spare cash to regeneration money? Introduced several flexible financial management operations, it may add value to their spare cash.

care 1

choose Smart

deposits

advantages: a more stable fixed income significantly higher than demand deposits

disadvantages: significantly lower than the commercial rate of return financial products

risk factor: ☆ ☆ ☆ ☆ ☆

investors during the past Autumn

Wang, Ching Ming holidays, etc. will withdraw their capital from the stock market, the changes keep deposits, can be the National Day holiday this year, stocks, futures closed for nine days of the trouble.

reporter has learned that the traditional seven-day notice deposits, interest-bearing period of 7 days, 7 days only save enough integer multiple of seven days to enjoy 1.35% interest, early or late withdrawal, or withdrawal without notice in advance of , have calculated according to current interest.

At this time, investors can choose intelligent call deposits. Financial experts, intelligent call deposit no deposit customer advance preset period of time deposits, the system will automatically select the most suitable intelligent type of deposit period for customers to achieve maximum benefits. Such as the Industrial Bank of earnings-based .

current commercial bank one day call deposit interest rate of 0.95% annualized seven-day notice deposit annualized rate of 1.49%, demand deposits, interest rates are 2-3 times,

10 million yuan of funds, for example, traditional deposits, investors deposit one day return period of notice deposits is relatively high, as 100000 × 0.95% × 9 / 360 = 23.75 yuan. And an income-based intelligent call deposit receipts are divided into two parts, the first seven days notice deposit interest 100000 × 1.49% × 1 / 52 = 28.65 yuan (Note: According to 52 year rolling period calculation), the second part of the 1-day call deposit interest 100028.65 × 0.95% × 2 / 360 = 5.28 yuan, a sum of more traditional deposits more 10.18 yuan. Despite the small increase, at least spare cash to maximize the students money.

care 2

purchase Monetary Fund Class A

advantages: a more flexible solid cash

Disadvantages: Some Monetary Fund to suspend holiday purchase

risk factor: ★ ☆ ☆ ☆ ☆

surface tension of bank funds, short-term bond yields will pull up. Fund managers, the domestic currency fund invests primarily in less than 1 year of the term money market instruments, such as investment targets for the bonds, central bank bills, high security, and mobility, and a few business days to the general fund into in cash. Therefore, more suitable for investors with lower risk tolerance with a short-term investments.

Miss Chang

National Day last year bought 10,000 copies during the Harvest Monetary Fund, the Fund million copies of the final units of 4.0877 percent average return, the investor ultimately 28.6139 yuan gains.

In general, the IMF can be divided into A, B categories. Former investment threshold of 1,000 yuan, which was over one million yuan. Ordinary investors can consider buying Class A Fund.

Although relatively safe to buy Monetary Fund, but that does not mean no risk. This year's market turmoil, the stock market bond market are true. Bond prices fell on the IMF will cause significant impact. In addition, the IMF If investors do not understand so easily buy a fund, will enlarge the risk.

care 3

fried gold bullion and paper

advantages: long-term preservation of gold

disadvantage: the dollar and other external factors also influence the risk of fall

risk factor: ★ ★ ☆ ☆ ☆

gold has been the hot pursuit of the investment. Mr. Wong in gold speculators want this holiday in the hands of fried gold to take care of spare cash, discount buy gold bars, direct purchase more paper gold as he is confident the two weapon.

Mr Wong, there are two features of the National Day holiday, first, because holiday gifts, so the market a wide range of shopping cards more. These gift cards can often be purchased at a discount on Taobao, for example 9.7 buy discount shopping card, shopping card, and then they go to the mall to buy investment gold bars, then $ 12 per gram equivalent of no transaction costs also. This can be short-term long-term, speculative investment in tilapia cheap christian louboutin pumps, but also cost-effective than paper gold.

However, the shopping card ghd melbourne, shopping, after all, is not arbitrary, use of idle funds to buy bank paper gold is a good choice. Paper gold transactions of the biggest advantages is the easy, low fee.

Mr. Wong said that the current large-scale gold has just gone through a callback, outside the capital in the context of extremely abundant, gold prices can not fall indefinitely, it may now be a good opportunity for bargain-hunting.

two weapon used for Wong, industry experts said, gift cards to buy gold due to the discount rate and supply constraints, can not copy a large area, is relatively good paper gold investment channels.

care 4

convertible foreign exchange

advantages: 24 hours without closing, flexible operation, higher profits

disadvantages: relatively complex structure, point of sale is not good choices, volatile, high risk

risk factor: ★ ★ ★ ★ ☆

now more popular fried gold, and chao little attention. In fact, leave the foreign exchange market is not closed, select the chao is a viable way to take care of spare cash.

Chaohui and stocks as income by the market impact is more obvious. Foreign exchange market is constantly changing, complex, but the similarities are in fact the investment, foreign exchange trading is to buy low and sell high.

simply, chao is the foreign exchange margin trading, the use of margin trading to investment, foreign exchange investors can use leverage, a small broad, two-way trade, flexible operation. As part of the global foreign exchange market and the prices are controlled by individuals or organizations the opportunity is very small, relative to the stock market is more transparent and fair.

that many bank customers try to accumulate under the hands of the spare cash to invest in foreign exchange markets. However, investment in the economic downturn at home and abroad, how to identify buying opportunities, grasp the market has become critical.

financial planners introduced, fundamental analysis and technical analysis is the basis for foreign exchange transactions, just as in the stock market to buy a stock, first analysis of its financial position and other indicators before deciding whether to buy. Unlike the stock market is, at different times in different market focus of attention data, but also to measure data quality compared to its expected value.

worth reminding investors that foreign exchange must be determined, the transaction will not miss profit opportunities. And investors have sufficient funds in the hands of the best. Chinese Commercial News reporters Meng Fanxia and Zhou Kejing intern reporter Yan Jin Song Ya / Man Tin arts / comics

Summary

Do not risk financial

holiday

holiday take care of spare cash, money funds, financial products is a good choice. If investors seeking high returns, then most will choose chao, fried gold, foreign exchange options, etc., of course, there Bika to invest in the market, There are also alternative investments - loans.

However ghd hair straighteners mk4, in the investment process, risk of essential concern. Investors Chaohui process, in the use of legal foreign exchange, foreign exchange options, sometimes will face illegal foreign exchange margin trading, investors try not to engage in illegal foreign exchange transactions, as compared to such agency compliance with the bank great risk, investors are likely to be the principal can not get back because of illegal operations.